The following brief descriptions of coverage are provided to assist you in understanding the various coverages available to you through Wawanesa Insurance. All coverage provided by any Wawanesa Insurance Policy is subject to the actual policy wording, endorsements, and declaration page(s) and all terms, conditions, limitations and exclusions therein.
Make a Selection:
This coverage protects you against possible loss of your home, income and life savings (financial loss) should your vehicle injure or kill anyone and you are legally liable. It also pays for related legal defense, court and investigative costs. This coverage pays up to the first limit for any one person and up to the second limit for two or more persons injured or killed.
This coverage protects you against financial loss when your vehicle damages another person's property, such as their vehicle, if you are legally liable.
This coverage pays, up to your selected limit, for each person injured in your vehicle, including yourself. It pays expenses for medical, dental, hospitalization and funeral expenses. It also protects you and your household relatives, should they, as pedestrians, be struck by an automobile. We cover medical expenses that are in excess over other valid insurance.
This coverage pays for loss or damage caused to your vehicle by other than a collision. This includes fire, theft, earthquake, explosion, glass breakage, riot, vandalism and wind storm protection. It pays the lesser amount of either the actual value of your vehicle or the amount of each loss, in excess of your selected deductible.
This coverage provides protection for loss or damage to your vehicle caused by upset or collision with another vehicle or object. It pays the lesser amount of either the actual value of your vehicle or the amount of each loss, in excess of your selected deductible.
This coverage pays up to $100 for each disablement of your vehicle when using our Roadside Assistance Sign and Drive Option. Maximum reimbursement using any other licensed service provider is $50 per disablement. Lockout Service is limited to $100. There is a limit of one (1) reimbursement per disablement, and a total of four (4) incidents per covered vehicle per policy period.
(Available on vehicles
insured for Comprehensive or Collision Coverage)
This coverage provides for expenses, up to $25 per day to a maximum of $750 per loss, for a rental vehicle while your vehicle is being repaired and the cause of damage to your vehicle is covered under either Comprehensive or Collision.
(Coverage will be provided unless a waiver is signed)
This coverage provides protection against the hazard of bodily injury caused by someone who has no auto liability insurance or whose bodily injury limits are lower than $15,000 each person and $30,000 each occurrence.
(Coverage will be provided on all vehicles not insured for Collision coverage unless a
waiver is signed)
This coverage is available on all vehicles not insured for Coverage E.- Collision. It provides up to $3,500 towards the lesser of either repairs to or the actual value of your vehicle for damages caused by direct physical contact with an uninsured vehicle where the driver or vehicle is identified and legally liable.
(Coverage will be provided
on all vehicles insured for Collision coverage unless a
waiver is signed)
This coverage pays your collision deductible for damages to your vehicle caused by direct physical contact with an uninsured vehicle where the driver or vehicle is identified and legally liable.